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Federal Credit Union
 

Current Loan Rates

Willow Island FCU offers many types of loans, Check out our rates below.

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Rates Effective 10-09-19


*** All loans are considered on an individual basis.
Rates may vary based upon individual credit worthiness. ***
Rates shown are the best rates available.

SECURED LOANS
SCORE
GRADE OF PAPER
24
MO
36
MO
48
MO
60
MO
72
MO
84
MO
730+ GOLDEN 2.49 2.49 2.49 2.49 3.25 4.25
680-729 A 3.00 3.00 3.00 3.00 3.50 4.75
640-679 B 4.25 4.25 4.25 4.25 5.25 6.25
600-639 C 6.75 6.75 6.75 6.75 7.75 8.75
550-599 D 9.00 9.00 9.00 9.00 N/A N/A
550-599 E N/A N/A N/A N/A N/A N/A

 

UNSECURED LOANS - UP TO 60 MONTHS
SCORE
GRADE OF PAPER
UP TO 60 MONTHS
730+ GOLDEN 10.75
680-729 A 11.75
640-679 B 12.75
600-639 C 14.75
550-599 D 16.75

**APR is the Annual Percentage Rate.

Members: Effectively immediately, New loan fees: $20.00 charge for credit report, due at time of application(non-refundable), and a $25.00 processing fee (only if approved). This $25.00 fee can be added on to your loan. VSI $50.00 fee for any loan with collateral Thank you. All secured loans are now required to have Vendor Single Insurance, we can add this to the loan for $50.00 (non refundable).

Equal Housing Lender


“This credit union is federally insured by the National Credit Union Administration.”
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