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Federal Credit Union
 

Current Loan Rates

Willow Island FCU offers many types of loans, Check out our rates below.

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Rates Effective 10-15-20


*** All loans are considered on an individual basis.
Rates may vary based upon individual credit worthiness. ***
Rates shown are the best rates available.

SECURED LOANS
SCORE
GRADE OF PAPER
24
MO
36
MO
48
MO
60
MO
72
MO
84
MO
730+ GOLDEN 2.05% 2.25% 2.35% 2.45% 2.49% 3.25%
680-729 A 2.15% 2.35% 2.45% 2.55% 2.65% 3.50%
640-679 B 3.25% 3.50% 3.75% 4.00% 4.25% 5.25%
600-639 C 6.75% 6.75% 6.75% 6.75% 7.75% 8.75%
550-599 D N/A N/A N/A N/A N/A N/A
550-599 E N/A N/A N/A N/A N/A N/A

 

UNSECURED LOANS - UP TO 60 MONTHS
SCORE
GRADE OF PAPER
UP TO 60 MONTHS
730+ GOLDEN 9.75%
680-729 A 10.75%
640-679 B 12.75%
600-639 C 14.75%
550-599 D 16.75%

**APR is the Annual Percentage Rate.

Members: Effectively immediately, New loan fees: $20.00 charge for credit report, due at time of application(non-refundable), and a $25.00 processing fee (only if approved). This $25.00 fee can be added on to your loan. VSI $50.00 fee for any loan with collateral. All secured loans are now required to have Vendor Single Insurance, we can add this to the loan for $50.00 (non refundable).

Equal Housing Lender


“This credit union is federally insured by the National Credit Union Administration.”
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